Join The Future of Mortgage Lending

We're pioneers in AI mortgage technology, offering the premier cloud-based platform for mortgage brokers and loan officers. Plug into our system to scale your business, convert more, and maximize your earnings.

Earn up to 275 BPS

Choose a compensation plan that fits your goals, with some of the highest splits in the industry.

CALVIN AI Platform

Our proprietary AI-powered CRM/POS/LOS streamlines everything from lead to close.

Unlimited Company Leads

Get a steady stream of high-quality leads delivered directly to your pipeline daily.

Not sure? Start with the Loan Officer plan and upgrade anytime.

The Ideal Platform for Ambitious MLOs

We provide the model, technology, and support you need to thrive. Find out why our mortgage jobs are the most sought-after in the industry.

Business Model

  • Approved with 135+ Lenders & Investors
  • Non-Delegated Correspondent & Broker
  • Always the Best Mortgage Rates/Pricing
  • 5,000+ In House Loan Programs
  • Non-Delegated Conventional, VA, USDA, Non-QM, DSCR & more
  • Brokered FHA, DPA, HELOC, Commercial, Fix & Flip & more

Proprietary Technology

  • AI Lead-Generating Website
  • AI POS, CRM & LOS (one login for all)
  • Instant AI pricing on 5,000+ programs
  • AI Flow from Lead to Complete 1003
  • 50+ API integrations
  • CALVIN AI: Dual AUS + Conditions

Trainings & Support

  • 24/7 Online Training Center
  • Discounted NMLS Pre-License & CE
  • Thousands of recorded trainings
  • CALVIN AI instant loan support
  • Compliance AI with fed & state regs
  • In-House Processor & Sales Manager on each file

The Mortgage Calculator Difference

  • Close loans in 35 licensed states
  • DSCR loans in 13 more states (no license)
  • Unlimited company leads
  • Free leads with closings & incentives
  • Buy lead campaigns at full comp
  • Real-time import via Zapier API
  • Refer deals for 75 BPS

Loan Officer Compensation Plans

No transaction fees. Choose your path and apply today.

Most Popular

Loan Officer

150 BPS

on Self-Generated Leads (1.50% of Loan Amount)

75 BPS

on Company Leads (0.75% of Loan Amount)


  • +50 BPS on $2M+ monthly volume
  • No monthly or transaction fees
  • Custom site + AI CRM/POS/LOS
Max Earnings

LO Unlimited

275 BPS

on Self-Generated Leads (2.75% of Loan Amount)

137.5 BPS

on Company Leads (1.375% of Loan Amount)


  • Access premium leads
  • $299/month platform fee
  • No transaction fees

See Our Platform in Action

Watch this quick overview to understand how our proprietary technology empowers you to close more deals, faster.

Where You Can Lend

Close loans in 35 states, plus DSCR loans in 13 states without a license.

The Mortgage Calculator Interactive State License Map

The Mortgage Calculator Licensed States Map

State Licensing Coverage – Hover for License Details
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Licensed
Not Licensed
What tools do I get?

AI CRM/POS/LOS, instant pricing, automated lead ? 1003.

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How do leads work?

Unlimited leads, free with closings, premium on Unlimited.

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Are there fees?

No transaction fees. $299/mo only for Unlimited.

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